Apple Card Benefits: When you use Apple Card for your purchases, regardless of where you buy, you will always earn an infinite amount of daily cashback. It has no limits, and you are given daily returns in the form of genuine cash. Enjoy 3% cash back on anything you purchase from Apple, including subscription services like Apple Music or Apple TV, games and applications from the App Store, or even in-app purchases.
The Apple Card Monthly Installments program enables you to make interest-free10 monthly payments toward the purchase of brand-new Apple items such as the iPhone, Mac, iPad, and other devices. You will receive 3% of your Daily Cashback, as well as all of it upfront. When you make a purchase at an Apple Store, in the Apple Store app, or on apple.com, all you have to do is select the Apple Card Monthly Installments payment option as your method of payment.
Is Apple Card a good card to have?
The Apple Mastercard from Goldman Sachs is a wonderful credit card for consumers who make a lot of purchases using Apple Pay. It is easily worthwhile considering its rewards and the fact that there is no annual fee associated with the card. Using Apple Pay to make purchases at Apple will result in a cashback reward of 3% while using Apple Pay for any other transactions will result in a cash back reward of 2%.
Is Apple Card worth it to build credit?
If you make responsible purchases with your Apple Card, it has the potential to help you establish credit over time. If you want to raise your credit score with the Apple Card, you should prioritize making payments on time and on a regular basis, and you should also strive to maintain your credit card amount as low as possible.
When Apple made the announcement in 2019 that it was going to create a new credit card with the Apple logo on it, some customers may have thought that it would revolutionize the way that we pay for products. However, according to the attributes of the product, it is comparable to a credit card in the same way that a Red Delicious apple is: quite common and rather tasteless.
However, despite the fact that the market is saturated with cash-back cards, customers may still be able to find space in their digital wallets for another card that would generate rewards, particularly on expensive Apple purchases.
You should be informed of a few damaged components of it, despite the fact that it possesses some excellent qualities. If you wish to use your Apple card account to make a payment anywhere that doesn’t allow Apple Pay, you’ll need to use the actual titanium card to make your purchase instead of Apple Pay.
In addition, in contrast to the majority of credit cards, once you have been accepted, the physical card will not be sent to you immediately; rather, you will be required to make a request for it. Additionally, just one percent of cashback will be awarded for any purchases made using the real card.
But, and this is possibly the most critical point, the earnings structure of the card is simply not competitive in a market that is saturated with rewards cards for all customers other than the tiniest fraction of mobile-first customers. The vast majority of customers will discover that they can get better outcomes by using a credit card that provides larger total rewards, even if they continue to rely on Apple Pay as their primary payment method.
Over the course of the previous year, the Apple Card has undergone a number of significant enhancements, the most notable of which are the introduction of a website and the expansion of the 3% rewards category. This card is for you if you are an ardent supporter of the brand and make significant purchases of products and services purchased directly from Apple.
However, given that I do not frequently buy Apple products (for example, I do not frequently update my iPhone, and I do not want to buy a new Mac until the one I have now stopped working), the rewards program does not particularly appeal to me. I will occasionally use my Apple Card to make purchases at Nike or Walgreens, but other than that, I keep using one of the other 10 cards that I have because the majority of them provide more rewards on purchases made at grocery stores, petrol stations, and restaurants. My go-to card is now the Amazon Prime Rewards Visa Signature Card since I was eligible for targeted cashback offer worth 4% of my purchases.
It won’t be difficult to configure your card once you receive the actual version in the mail. If you have an iPhone that was manufactured in the last few years, all you have to do to activate it is bring the device close to the packaging it came in for an NFC scan and then touch the “Activate” button on your iPhone when it prompts you to do so.
When using an iPhone model older than the iPhone X, you will need to open the Apple Card, launch the Wallet app, hit the “Activate” button inside the Wallet app, and then position your iPhone such that it is in close proximity to the packaging that the Apple Card was sent in. In contrast to standard cards, you will not be required to make a phone call in order to activate your card.